RIPA Global is a New Zealand-based Fintech, building solutions using proprietary systems to protect Mother Earth, the economies, and the people.
Delivering end-to-end automation, RIPA is a catchy and memorable acronym for “Receipt, Invoice, Payment and Automation”. By offering a patented solution, RIPA Global combines the two acts of business purchasing into one — providing full visibility and automated compliance, while helping the planet eliminate non-biodegradable BPA enriched paper receipts.

Mel Gollan is no stranger to the frustration that every receipt collector goes through trying to manage their expenses. As a Sales & Marketing expert, her role was to grow customers and sales, not process endless receipts. After 10 years, she’d had enough! She states her case eloquently, “I never wanted to see or touch another receipt or expense report again, so I reverse engineered the whole process and designed a brand-new solution. I wanted to deliver the key components of excellence, with 100% spend transaction-transparency and compliance, fully automated from end-to-end so I never had to do it or think about it again.” Her deep domain experience produced a globally unique solution, which delivers value for the entire ecosystem.
RIPA Global is all about digging deep to understand what customers need. The brand promise says it all when it comes to expenses “nothing beats doin’ nothin!” With an HQ in windy Wellington, New Zealand, and offices across Asia and North America, RIPA Global is passionate about building the most user-friendly expense management system and transforming businesses across the globe.
What makes RIPA Expenses different from every other solution in the world is that the RIPA Global App integrates directly into point-of-sale systems, so the receipts don’t get printed. The patented system supports coding, justification, and payment at the source. Expenses are submitted immediately after making a purchase, and it’s 100% compliant, every step of the way.
“I never wanted to see or touch another receipt or expense report again, so I reverse engineered the whole process and designed a brand-new solution. I wanted to deliver the key components of excellence, with 100% spend transaction-transparency and compliance, fully automated from end-to-end so I never had to do it or think about it again.”
– Mel Gollan
The woman with the vision behind RIPA Global, Mel Gollan, has a real passion for developing solutions that get things done better, faster, and smarter. After years of working on the front lines of expense and merchant management, Mel developed a truly unique product to fully automate receipt and invoice processing.
Mel is one part executive, one part entrepreneur. Mel’s passion lies in innovating to defy all odds; designing technology that transforms businesses. A descendant of a New Zealand Maori Chief, she’s a natural self-starter and born leader, who believes in the combined power of discipline and hard work. Through her vision and sharp business acumen, she developed a simple solution to an extraordinary problem, and the reason she made the shortlist of Striving for Change: Inspiring Women Leaders, 2021 honor.

“Being of Maori descent and the first woman in my family to have soft hands is humbling. Each generation wants to do better for the next—my ancestors did their job, now it’s my turn to do mine. Young women are not engaging in tech at the same rates as men—for a number of reasons. They may get intimidated by self-doubt, scary-sounding jobs, and a lack of understanding about the industry. By sharing our knowledge, we demystify tech for women between the ages of 12 and 18 and offer pathways to gain access to those jobs. Women are amazing fixers by nature and technology is all about fixing problems. Perfect match!” says Mel.
“Being of Maori descent and the first woman in my family to have soft hands is humbling. Each generation wants to do better for the next—my ancestors did their job, now it’s my turn to do mine.”